This Privacy Notice describes our practices regarding the Personal Information we collect through your download and use of the Penny Pinch smartphone and mobile device application (the “App”), and your use of or access to the https://mypennypinch.com website (the “Site”) (collectively, together with the App, the “Platform”) and all content, products, services and functionality available at or through the App and the Site (collectively, together with the Platform, the “Services”).
This Privacy Notice explains:
In the event of any conflict between the English and other language versions, the English version shall prevail.
By using our Services, you agree to the terms of this Privacy Notice and you will be deemed to have consented to the collection, use and disclosure of your Personal Information in accordance with this Privacy Notice.
“Personal Information” means any information that relates to you or allows someone to identify you, including, for example, your name, address, telephone number, e-mail address, information about your transactions in relation to the Services such as reward points, reward points account balances, redemption history, and account activities as well as any other non-public information about you that is associated with or linked to any of the foregoing data.
“Anonymous Information”, means, data that is not associated with or linked to your Personal Information including, aggregated information. Anonymous Information does not, by itself, permit the identification of individual persons.
In order to enable us to provide you this Service we may need to and/or may be required to collect, record, hold, use, disclose and store (i.e. “process”) Personal Information and Anonymous Information, including, but not limited to:
(a) Information you provide to us through your relationship with us, including but not limited to, information provided by you when using the Services, when interacting with the Merchants, when taking part in customer surveys, competitions and promotions. Examples include:
a) For general use or collected by technology. In addition to the purposes stated above, we may use your Personal Information either to respond to requests that you make, or to aid us in serving you better, whether or not through technological means, for one or more of the following purposes:
Subject to any laws (including regulations, guidelines and/or obligations) applicable to us and our Affiliates (as defined below) (whether in or outside Malaysia), we may disclose your Personal Information as described below and elsewhere in this Privacy Notice:
(a) Third Party Service Providers. We may share your Personal Information with third party service providers who may be located within or outside Malaysia (a) to provide you with the Services that we offer you through the Platform; (b) to conduct quality assurance testing; (c) to facilitate creation of accounts; (d) to provide technical support; and/or (e) to provide other services to us. These third party service providers are not required to use your Personal Information other than to provide the Services requested by us.
(b) Affiliates and Acquisitions. We may share some or all of your Personal Information with our joint venturers, or other companies under a common control (our “Affiliates”), in which case we will require our Affiliates to honour this Privacy Notice.
c) Social Networking Sites (SNS). The Services may, with your consent, automatically post, information on your SNS profile based on your most recent activities (e.g., you used a coupon to purchase tickets to the newest blockbuster movie). See the section on Third Party Websites below for more information.
(d) We Do Not Share Personal Information with Advertisers, but...we do, however, allow advertisers to request that their advertisements are directed at certain users (e.g., users in a certain geographic location, or age, gender and/or with certain interests). In the event that you interact with certain advertisements, the advertisers (or the company which the advertiser works with, for example, its advertising agency or an advertising network) may determine certain characteristics about you.
(e) Third Party directed or consented to by you. We may share your Personal Information with any persons directed by or consented to by you.
(f) Professional Advisors. We may share your Personal Information with our professional advisors including but not limited to legal advisors, tax advisors, financial advisors, auditors, insurance brokers etc.
We may also be required to transfer your personal data outside of Malaysia for the purposes and to such third parties stated in this Notice.
When you click on a link or, in case of smartphone and mobile device, swipe left to connect to any other website or location, you will leave the Services and be redirected to another site and another entity may collect Personal Information or Anonymous Information from you. We have no control over, do not review, and cannot be responsible for, these external websites or their content. This Privacy Notice do not apply to these external websites or their content, or to any collection of data after you click on links or swipe left to connect to these external websites.
By using the Services, you will also be able to connect with third party services and your SNS. By logging-in to your SNS from our Platform, your SNS will provide us a token that allows them to recognize us when we ask, on your behalf, for access to your account information or to post information on your SNS profile. You will be able to revoke our access to any of your SNS at any time by amending the appropriate settings from within your account settings on your applicable SNS, though such revocation may limit the Services we are able to provide you. In addition, when you engage in certain activities within the Services, those activities may be automatically posted to your SNS profile. You will be able to disable this functionality at any time by logging into your SNS profile and selecting the option to disable this feature.
(a) Choices. We offer you choices regarding the collection, use, and sharing of your Personal Information. Nevertheless, should you decline to provide any Personal Information that is essential to us to enable us to process your application/request (for example for the registration), we may not be able to process your application/request or provide you with this Service.
(b) Changes to Personal Information. You may have access to or change your Personal Information in our possession or control through your profile within your Penny Pinch Account. Any request of access to correct Personal Information may be subjected to a fee and also to the provisions of the applicable laws. We reserve the right to decline requests that jeopardize the security and privacy of the personal information of others as well as requests that are impractical or not made in good faith. Additionally, it is important to note that system-recorded Personal Information is not editable. When we delete any information, it will be deleted from the active database, but may remain in our archives. To the extent permitted by law, we may also retain your information for fraud prevention or similar purposes required by laws.
Where indicated (for example, during first-time sign-in for a Penny Pinch Account), it is obligatory to provide your Personal Information to us in order to enable us to process your application for a Penny Pinch Account, or for us to provide you with our Services. Should you decline to provide such obligatory Personal Information, we may not be able to process your application and/or provide you with our Services.
The accuracy and completeness of your personal data depends on the information you provide. We assume that the information you have provided is accurate, upto date and complete unless you inform us otherwise.
We may review and update this Privacy Notice from time to time to reflect changes in the laws, in our business practices, procedures and structure, and the community’s changing privacy expectations. The latest version of the Privacy Notice will be made available on the Platform.
Where we consider, at our sole discretion, that the revisions made on the Privacy Notice are substantive, notice of such revisions will be provided on the Platform or by such other means of communication deemed suitable by us, for example, by sending you an e-mail to the last e-mail address you provided to us. Please note that at all times you are responsible for updating your Personal Information and to provide us with your most current e-mail address. In the event that the last e-mail address that you have provided us is not valid, or for any reason is not capable of delivering to you the notice described above, our dispatch of the e-mail containing such notice will nonetheless constitute effective notice of the changes described in the notice.
If you do not agree to the changes in our use of your Personal Information, you must notify us immediately and deactivate your Penny Pinch Account with us. Continued use of our Services, following notice of such changes shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes.
Should you have any query in relation to this Privacy Notice or how we handle your Personal Information, kindly contact firstname.lastname@example.org